These programs are designed to give you the flexibility to purchase a home now rather than having to wait until you've saved enough for the 5% downpayment that is often required for a traditional mortgage. Available for single family owner occupied properties, some of the features of these programs are:

Fannie Flex 100/Freddie 100

• Loan amounts up to $417,000
• $500 or 3% borrower contribution required toward closing costs
• Gifts, grants or unsecured loans permitted for downpayment

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