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    Tim Estes


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Thank you for visiting our web site. Professional Mortgage Corp. has been providing our clients with  The Low Home Loan Rate and Expert Advice for their Virginia Mortgages since 1987. 


Convenient Local Office

The Professional Mortgage offices are in Historic Scotts Addition which is situated in Mid-Town Richmond, VA. Our building address is 1311 High Point Ave.  We are minutes from major the major highway interchanges of interstates 95, 64, 195 and the Powhite Parkway. 

We are 30 minutes or less from the Metro Richmond, VA areas of Glen Allen, Midlothian,Chesterfield, Varina, Mechanicsville and Ashland,

The Tri-Cities of Petersburg, Hopewell, and Colonial Heights a less than 45 minutes away.

Directions to Professional Mortgage Corp.

Free on and off street parking at our Richmond VA mortgage office is always available. 

Of course many clients never need to come to our office.  We can meet at your home  or office, or we can handle all the details by the phone, the internet,  or mail. We make it easy...really.

Mortgage Pre-Qualification

Professional Mortgage offers Home Purchase Pre-qualification letters to use with your Virginia home purchase offers.  Our qualification letters include a tri-merged credit report and submission to our automated underwriting system. Click Here For Home Purchase Mortgage Qualification

You have great credit and are looking for the best rate?

We consistently beat the national banks' rates and fees.  Call 804 358-7929 Ext. 12 or
click for a quote.

Credit Problems or Low Credit Score?

We close loans with credit problems and credit scores as low as 500. Contact us at 804 358-7929 Ext. 12 to discuss or click here for a purchase inquiry  or here for a refinance inquiry and a senior loan originator will contact you shortly.

Conventional Loan Refinance with HARP!

HARP is the Home Affordable Refinance Program that allows many borrowers with Fannie Mae or Freddie Mac loans to refinance their mortgages to a lower rate even if your home has lost value since your last mortgage.  Second Homes, Investor properties, mortgages with mortgage insurance can qualify. 
Click Here HARP Information and to find out if you are eligible for the HARP Program.

FHA Streamline Refinance

 No Appraisal or debt ratios qualification required in most cases.
Click Here For FHA Streamline Refinance information

VA Streamline Refinance No Appraisal Required! No Income Qualifying!

Veterans can refinance and reduce their rates significantly but theses days most every lender requires an appraisal and you are out of luck if your loan amount exceeds your current value.  Please  provide us information requested in this link and we will be in touch so that you can take advantage of this very unique opportunity.
Click Here VA Refinance Information

Home Mortgage Check up

If you are a homeowner not expecting to buy a home for a while, you should take advantage of our Mortgage Check Up. Life changes such as our children's births, higher education, marriages, parent care etc. may require a new perspective about "good" and "bad" debt.   
Click Here To Obtain A Mortgage Assessment And Credit Score Analysis.

Loan Programs

Our loan offerings include
Conventional, FHA, FHA 203K StreamlineVA, and USDA.  We can provide a detailed illustration that will show which loan  best meets your needs.

Reverse Mortgages

Seniors 62 and older are using the HUD insured HECM  Reverse Mortgage to eliminate mortgage payments and receive cash to enhance their lifestyle. There is no restriction on how to use your available equity. 
Click Here For More Information Or A  Virginia HECM Reverse Mortgage Quote

Great Professional Advice

In addition to a low Virginia home loan rate you will receive expert advice to help manage one of your largest financial transactions.  We can match your new mortgage to your current and projected lifestyle.

Whether you are first time home buyer or seasoned homeowner, we provide more value than the “big box” or “e-lender”.  

Call 804 344-LOAN (5626) or email to begin the Professional Mortgage Corp. experience.  Best Advice, Great Rates, No Pressure.
Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you. By refinancing your current mortgage, your finance charges may be higher over the life of the loan.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.